Services & pricing

Card Fee Audit

We review one or more monthly processing statements and identify:

• Non-qualified / downgraded interchange that may be fixable with better card data or terminal settings
• Junk and stacked fees (PCI non-validation, “monthly service,” duplicate gateway, statement fees)
• Whether processor markups and network assessments line up with what you were sold
• Whether recent Visa / Mastercard settlement or program changes were passed through fairly

Price: 35% of verified monthly savings, billed for 12 months after savings begin. If we cannot verify savings, you owe nothing for the audit engagement.

• 30-day cancel from engagement start
• No auto-renew after the 12-month savings-share window
• One-time refund recoveries (e.g., a lump-sum processor credit): same 35% of the recovered amount

Start with a free audit

Chargeback Disputes

No charge until you win. CleanSwipe helps merchants respond to chargebacks with organized evidence packages and timely representment. We work alongside your processor’s dispute tools — we do not replace your merchant account.

What we typically handle:

• Fraud / “I didn’t authorize” claims with proof of delivery, AVS/CVV, or customer history
• Merchandise / services not received or not as described
• Duplicate processing and cancelled-recurring disputes
• Coaching on prevention (descriptors, receipts, refund policy clarity)

Price: 20% of the amount recovered to your account when a dispute is won or reversed in your favor. Active Fee Audit clients: 15%.

• No upfront dispute fee
• Estimated practical floor ~$150 and per-case cap ~$500 on our contingency share (we’ll confirm in writing before work starts)
• You remain responsible for processor chargeback fees assessed by your acquirer

Email a dispute case

Clean Exit

When staying put isn’t the best option, we help you leave without surprises:

• Early-termination / equipment / liquidated-damages review
• Timing deposits, residuals, and holdbacks
• Checklist for terminal returns, PCI re-enrollment, and new MID cutover

Price: Flat or hourly quote after the Fee Audit, often reduced when bundled with an audit engagement.